Terms of Use

Thank you for choosing to visit our website. Please read these Terms of Use carefully.
Any person who accesses the website of Premium HQ (PHQ) agrees to the following:

Use of the Premium HQ Website

All content on the PHQ website is subject to copyright with all rights reserved. By visiting any page or subpage of the PHQ website or registering for any interactive functionality, you are deemed to agree to these Terms of Use. If you do not agree with these Terms of Use, please do not use this website.

You may view or print individual pages and/or sections of the PHQ website provided that you do not remove copyright notices or other ownership-related notices. Viewing or copying content in any other way from the PHQ website does not grant you any ownership rights over any software or material. You may not reproduce (in whole or in part), transmit (electronically or otherwise), modify, link to, or use the PHQ website for any public or commercial purpose without the prior written permission of Premium HQ.

Disclaimers

Nothing on the PHQ website shall be considered as advice, an offer, or a recommendation to acquire or dispose of any investment, or to enter into any other transaction. We strongly advise you to obtain appropriate and specific professional advice before proceeding with any investment.

While PHQ makes efforts to collect information from sources it deems reliable, PHQ does not represent that the information or opinions contained on its website are accurate, reliable, or complete. The information and opinions contained on the website are provided by PHQ for personal use and informational purposes only and are subject to change without notice.

Under no circumstances, including (without limitation) negligence, shall PHQ be liable for any loss or damage, including (without limitation) any direct, indirect, or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with access to, use of, operation of, browsing, or linking to other websites through the PHQ website.

Contact Us

If you have any questions regarding our website or any of the policies stated in these Terms of Use, please contact us at:

Premium HQ
Sofia 1000, Sredets District, 33 Alabin St., Floor 3, Bulgaria
E-mail: office@phq.bg

Changes to the Policy

From time to time, the policies stated in these Terms of Use may be amended. We will post any changes to the Terms of Use on this website. Please review these Terms of Use regularly so that you are aware of our current policies.

Effective Date: September 20, 2025
These Terms of Use were last modified on September 20, 2025.